Thomas Benjamin Boley

Thomas represents insurers in complex coverage disputes involving general liability, professional liability, cyber, and directors and officers policies. His practice spans high-stakes litigation and advisory work, with recent matters involving large financial institutions, international commodities trading, educational institutions, and major utility companies. He has experience assisting clients on insurer bad faith claims, issues of insurability, choice of law issues, environmental exposures, policy wordings, and data breaches.

Thomas is a thought leader, having been published and cited on various topics – including on environmental coverage issues, artificial intelligence (AI) and insurance issues, and corporate structures – in publications such as Law360, HAZMAT Magazine, and the D&O Diary, as well as the ABA Insurance Coverage Litigation Section. Thomas has also served as a panelist on AI and environmental insurance issues at several conferences.

Representative Matters

• Advised on coverage issues arising from PFAS contamination of groundwater.
• Advised on coverage issues related to exposure of toxic fumes.
• Represented insurer in settlement negotiations involving a large real estate investment advisor, addressing issues concerning portfolio companies, breach of contract exclusions, and fund management activities.
• Advised on coverage issues related to defense counsel retention and policy interpretation for multiple related claims.
• Provided coverage analysis for securities and derivative litigation across multiple jurisdictions.
• Assessed coverage for battery system failures, resolving claims through mediation.
• Advised on coverage for a data breach involving unauthorized access to sensitive personal information and related governmental investigations.
• Evaluated insurability of regulatory penalties under multiple state laws.
• Contributed to the drafting of a cyber policy for a major computer hardware and software company.
• Contributed to the drafting of a specialty excess insurance product.
• Secured win for a pro bono client in Doe v. Montgomery Cnty., Md., No. C-15-CV-22-002523 (Cir. Ct. for Montgomery Cnty., Md.).

Professional Experience

• Intern, DC Department of Insurance, Securities & Banking (2021)
• Legal Research Intern, American Tort Reform Association (2020)
• Account Executive, Capital Insurance Partners (2017-2019)